My Mother Had A Fall A Couple Of Months Back (34)

There are some people who don’t worry about life insurance until it is far too late. Luckily, my mom is not one of them anymore. While she never had a policy up until this year, she changed her tune after she fell a couple of months ago and hurt her hip. Now she is scared that something else will happen to her and she has taken out a policy just in case (we both have I am relieved since I have been trying to get her to sign up for a policy for the last three and a half years.

My father passed away a few years ago and he did not have a policy at all. We had to cremate him since there was no way that we would be able to pay for a burial. After that, I told my mom she should get a policy so the same thing will not happen again, but she hesitated. I think that she views life insurance as something that means you are getting old, but I think that is is something that signals that you are smart and you are considering your family at the time.

Get the best value at the best price (2)

Just about anybody can go onto an automobile insurer’s website and obtain quotes for car insurance. Most of us don’t really give that process much thought until we get a notice from our insurance company that our rates are going out of sight next month.

Then we become very motivated at that time to find relief from the exorbitant rates that have been placed upon you. So some of the websites of the different insurance companies are certainly handy and easy to get to, so why not look up some rates? At least it will give you some idea as to the prevailing trends in the marketplace. Surprisingly, many people find out that their premium increase is even less than obtaining another policy with another company.

That is not always the case, of course, because it also applies that when you are able to get multiple quotes from different companies, there is almost always someone who is looking for business, so their rates for you will be really good.

Another thing that people fail to take into account is that just because you get a rate off of an insurance company website doesn’t mean that you will get that price. There are many factors that go into the premium and the rate you are being quoted on the website may or may not take them into consideration.

Such things as your driving record, the type of driving that you do, your credit rating, and other items that can categorize you as a risk will always enter in when determining your rate.

Another thing that you can do is go to a website called einsurance and you can get a composite with rates from many companies arranged in table form so you can compare them effectively. The only problem with that is that you are still in the same boat in that you still really don’t know what the rates are based upon.

The real answer, if you are willing to take the time is to go and find an independent broker who has been in the business for awhile and approach this agent. If you take the time and listen, you will learn a lot and you will have found an advocate. An experienced car insurance broker will know which companies will give you good service on claims and customer service and which companies will be mediocre. After all, claims are pretty important when you need good service and that is the real reason we buy the insurance in the first place.

So, you will probably end up spending more time on finding car insurance with this method initially. But once you get through the time of talking with the broker and learning more about car insurance, you begin to realize that the purchase of car insurance is different than just buying a pair of socks at Walmart. In order to get the best value at the best price takes some effort on your part (like getting auto insurance quotes online), which will pay off in spades in the long run.

Mare Nostrum Restaurant- Fine Dining Turkish Joint

stencil.default (2)

There is a new Fells Point restaurant coming in the form of fine dining restaurant called Mare Nostrum. It arrived in Fells Point without too much publicity. This food place mainly services simple but wonderfully delectable food meals in a peaceful and comfortable setting.

The gastronomic pleasures of a meal at Mare Nostrum are simple and straightforward. The only complicated thing about this place is its name, Mare Nostrum- which is Latin for “the sea.” This term was used by the Ancient Romans when they referred to the Mediterranean. The restaurant staff pronounced the first word, Ma-ray, but you can pronounce it in any way you want. The food is delicious and that’s all that matters.stencil.default (3)

Murat Mercan and Merter Akbay are the two Turkish who own Mare Nostrum. Their goal in building the restaurant was to show diners the importance of seafood in Turkish Cuisine. They want to showcase that seafood items are just as important and delicious as popular Turkish diseases such as grilled meats and savory dips. The restaurant is currently located in Baltimore’s historic waterfront area. This was meant to reinforce the association of the sea to their food offerings.

The interiors of the restaurant are short of amazing. The dark wood and stucco walls are minimally decorated. The furniture on the other hand is elegantly simple. Most of the seating is placed at marble-topped tables. There is a bit of dazzle as evidenced by the mesmerizing window display- an amazing optical illusion of candles created by double mirrors.

The location was once a sub shop, thus adding to the personal feel to the ambience. The marble table tops were created by Akbay, and so were the marble shelving for the carts that holds the wide selection of Mare Nostrum’s cold appetizers or mezze.

stencil.defaultThe cart is just full of delicious surprises and is considered to be the best and most convenient accessories that you can find in a Baltimore restaurant. The cart holds up to two plates of 20-some cold mezze selections that are also listed on the menu. The plates are served from the cart, similar to that when serving dim sum. They are constantly replenished which makes choosing between mezze both tempting and difficult.

Ideally, you start wit saksuka, a sautéed medley of crispy fried eggplant slices, peppers, and tomatoes. Highly recommended mezze is called mucver, a delightfully light and crispy Turkish fritter made from shredded zucchini and carrots that are seasoned with dill and topped with homemade yogurt.

As all Turkish restaurants do, the place also has a good selection of meatbased dishes such as kebabs either served in skewers or in a platter.

  • stencil.default (4)
  • stencil.default (5)
  • stencil.default (6)
  • stencil.default (8)